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Rapid Target Savings
Rapid Target Savings is an interest-bearing savings account designed for lower to middle-income individuals looking to accumulate funds toward future goals.
Benefits
- Attractive interest rate of prevailing 91-day treasury bill minus 1%.
- Monthly compounding interest rate.
- Maintain a minimum balance to earn the proposed interest.
- Account can secure a loan at the prevailing interest rate.
- Limited withdrawals (once in 3 months)
- Exceeding withdrawal limit attracts 20% penalty on accumulated interest.
Requirements
- 2 passport-size photographs
- Valid national ID card (Ghana card)
- Proof of residence (Utility bill / Tenancy agreement / GPS Address)
- Some requirements will be waived for existing customers
- Payment of the mandatory initial deposit of GH¢50
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